Question: What do we learn from the case?
Question : Please analyze the nature of all kinds of losses and expenses and point out what kind of insurance should be covered.
(Translate the case into Chinese and then answer the question)
Helpful hint : The case is mainly about C. A. , P. A. and F. P. A..
从下面提供的答案中选出应填入下列英文语句中______内的正确答案。
In(1)software, one question of near-universal interest is how rapidly Windows NT, which began shipping last summer, will be(2)in the marketplace and for what uses. For the most part, observers are(3)the operating system's long term prospects, but expect it to remain on(4)rather than desktops during 1994, saying that it won't become a mainstream product until(5)PCs typically have 16 to 24 MB of RAM, which is unlikely to happen next year.
供选择的答案:
(1) applications (2) accepted (3) clients (4) enthusiastic (5) servers
(6) desktop (7) systems (8) replaced
请阅读Passaqe l,完成第21~25小题。
Passage 1
Among the throngs of Americans prowling the malls and trawling e-commerce sites, many are looking out for themselves. Retail-research firm NPD Group said, thus far, about one third of consumers have engaged in what is called self-gifting. That"s up from 12 percent in a typical pre-recession year, and up from the 19 percent who said they planned to do so last year. The National Retail Federation, the dispenser of all holiday-related data, said in 2012, nearly 60 percent of shoppers would do so.
The latest step in the evolution of our burgeoning culture of narcissism? Yes. Self-gifting makes psychological and economic sense given what Americans have endured these years.
THE POST-BUST(破产) era has been a long, hard, heroic slog of balance-sheet improvement.
Americans have labored to save money and hack away at the huge mountain of debt they accumulated during the credit boom. According to the New York Federal Reserve, consumers have knocked down their aggregate debt load from $12.67 trillion in the third quarter of 2008 to $11.31 trillion in the third quarter of 2012; credit-card debt is off $192 billion from the peak. Americans have cut their load by spending more carefully and engaging in that most un-American of traits:
self-abnegation.
After living frugally for so much of the year and for so many years who can blame a parent at an Apple Store for buying herself a new iPad? Indeed, self-gifting may actually be a function of the new abstemiousness. Let"s say you"ve been holding off on replacing your old television. Why not buy it around November or December when insane promotions and free shipping are available?
Besides, it"s not like self-gifters are solely interested in self-pleasure. An NRF survey said that the typical self-gifter would spend about $140 on himself this year. For comparison"s sake, the survey said the typical shopper would spent about $750 in all.
After a long period of economic madness(remember the housing bubble and the dotcom mess),self-gifting is a sign of much-needed economic rationality. Shopping for others involves a certain amount of wrong guesswork with negative financial consequence. This year, for example, CEB TowerGroup claims that Americans will load $110 billion onto gift cards and give them as presents.
But the market-research firm says that about 1.6 percent of that total, about $1.7 billion, will go unused. Meanwhile, a large percentage of gifts wind up getting returned. Adults surveyed by BIG insight in November 2012 found that 35 percent of people reported returning at least some of their gifts. Returns induce guilt and raise the specter of uncomfortable conversations about what happened to that giant striped sweater. But more significant, returns are bad for the environment.
They lead to more trips to the mall, higher shipping costs, and the unnecessary use of packaging materials.
These days, the rise of e-commerce means shopping is now antiseptic: sit and click. With the charm gone, we have to come up with other ways to make the experience pleasurable.
As the song goes, "Have yourself a merry little Christmas".
What have the retail research and surveys revealed about self-gifting? 查看材料
A.It hasn"t helped improve balance sheets.
B.It is an age-old practice for most Americans.
C.It has been on the rise since the recent recession began.
D.It has reflected the American tradition of self-abnegation.
To answer this question we must consider certain facts about geography, history and economies. Together these three will explain the huge growth of America's most famous city.
The map of the Northeast shows that four of the most heavily-populated areas in this region are around seaports. At these points materials from across the sea enter America, and the products of the land are sent there for export across the sea.
Economists know that places where transportation lines meet are good places for making raw materials into completed goods. That is why seaports often have cities nearby. But cities like New York needed more than their geographical location in order to become great industrial centers. Their development did not happen simply by chance.
About 1815,when many Americans from the east coast had already moved to the west, trade routes from the ports to the central regions of the country began to be a serious problem. The slow wagons of that time, drawn by horses or oxen, were too expensive for moving heavy freight very far. Americans had long admired Europe's canals. In New York State a canal seemed the best solution to the transportation problem. From the eastern end of Lake Erie all the way across the state to the Hudson River there is a long trip of low land. Here the Erie Canal was constructed. After working for several years it was completed in 1825.
The canal produced an immediate effect. Freight costs were cut to about one-tenth of what they had been. New York City, which had been smaller than Philadelphia and Boston, quickly became the leading city of the coast. In later years, transportation routes on the Great Lakes were joined to mutes on the Mississippi River. Then New York City became the end point of a great inland shipping system that extended from the Atlantic Ocean far up the western branches of the ississippi.
The new railroads made canal shipping not important as before, but it tied New York even more closely to the central regions of the country. It was easier for people in the central states to ship their goods to New York for export overseas.
Exports from New York were greater than imports. Consequently, shipping companies were eager to fill their ships with passengers on the return trip from Europe. Passengers could come from Europe very cheaply as a result.
Thus New York became the greatest port for receiving people from European countries. Many of them remained in the city. Others stayed in New York for a few weeks, months, or years, and then moved to other parts of the United States. For these great numbers of new Americans, New York had to provide homes, goods, and services. Their labor helped the city become great.
Which of the following can be the best title for the passage?
A.The Development of Transportation in New York.
B.Exports and Imports of New York.
C.How New York Became America's Largest City?
D.How New York Exchanged with Europe?
To answer this question we must consider certain facts about geography, history and economics. Together these three will explain the huge growth of America's most famous cities.
The map of the Northeast shows that four of the most heavily-populated areas in this region are around seaports. At these points materials from across tile sea enter America, and the products of the land are sent there for export across the sea.
Economists know that places where transportation lines meet are good places for making raw materials into completed goods, That is why seaports often have cities nearby. But cities like New York needed more than their geographical location in order to become great industrial centers. Their development did not happen simply by chance.
About 1815, when many Americans from the east coast had already moved to the west. trade routes from the ports to the central regions of the country began to be a serious problem, The slow wagons of that time. drawn by horses or oxen, were too expensive for moving heavy freight very far. Americans had long admired Europe's canals. In New York State a canal seemed the best solution to the transportation problem From the eastern end of Lake Erie all the way across the state to the Hudson River there is a long trip of low land Here the Erie Canal was constructed. After working for several years it was completed in 1825.
The canal produced an immediate effect. Freight costs were cut to about one-tenth of what they had been. New York City, which had been smaller than Philadelphia and Boston, quickly became the leading city of the coast. In later years, transportation routes on the Great Lakes were joined to routes on the Mississippi River. Then New York City became the end point of a great inland shipping system that emended from the Atlantic Ocean far up to the western branches of the Mississippi.
The new railroads made canal shipping not as important as before, but it tied New York even more closely to the central regions of the country. It was easier for people in the central states to ship their goods to New York for export overseas.
Exports from New York were greater than imports. Consequently, shipping companies were eager to fill their ships with passengers on the return trip from Europe. Passengers could come from Europe very cheaply as a result.
Thus New York became the greatest port for receiving people from European countries. Many of them remained in the city. Others stayed in New York for a few weeks, months or years, and then moved to other parts of the United States. For these great numbers of new Americans. New York had to provide homes, goods and services. Their labor helped the city become great
Which of the following can be the best title for the passage?
A.Development of Transportation in New York
B.Exports and Imports of New York.
C.How New York Became America's Largest City?
D.How New York Exchanged with Europe?